verb. substitute one creditor for another, as in the case where an insurance company sues the person who caused an accident for the insured.
Sentences with subrogate
1. Verb, base form
The insurer can only subrogate an amount that does not interfere with you being "made whole."
2. Verb, non-3rd person singular present
If you were injured or suffered property damage in a car accident that another driver caused, it's to your benefit to help your insurance company subrogate the amount spent on your behalf.